/* ============================================================
   Overheard Wealth Management — site styles
   Palette: Ivory paper, Vault Navy ink, Currency Green accent,
            Engraver Gold rules
   Type:    Libre Caslon Text (display/quotes)
            IBM Plex Sans (body) / IBM Plex Mono (labels, nav)
   ============================================================ */

:root {
  --paper: #F5F2E9;
  --paper-deep: #EDE9DC;
  --ink: #1C2637;
  --ink-soft: #4A5262;
  --green: #226049;
  --green-dark: #1A4C39;
  --gold: #A98B4F;
  --line: #D8D2BF;
  --serif: 'Libre Caslon Text', 'Times New Roman', serif;
  --sans: 'IBM Plex Sans', -apple-system, 'Helvetica Neue', sans-serif;
  --mono: 'IBM Plex Mono', 'Courier New', monospace;
  --maxw: 1060px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

::selection { background: var(--green); color: var(--paper); }

a { color: var(--green); text-decoration: none; }
a:hover { text-decoration: underline; }
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible {
  outline: 2px solid var(--green);
  outline-offset: 3px;
}

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

/* ---------- Ticker ---------- */
.ticker {
  background: var(--ink);
  color: var(--paper);
  font-family: var(--mono);
  font-size: 12.5px;
  letter-spacing: 0.04em;
  overflow: hidden;
  white-space: nowrap;
  border-bottom: 3px double var(--gold);
}
.ticker-track {
  display: inline-block;
  padding: 9px 0;
  animation: tick 55s linear infinite;
}
.ticker-track span { margin: 0 2.2em; }
.ticker-track .tick-up { color: #8FD0A9; }
@keyframes tick {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce) {
  .ticker-track { animation: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Header ---------- */
header.site {
  border-bottom: 1px solid var(--line);
  background: var(--paper);
}
.site-inner {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 24px;
  padding: 26px 0;
  flex-wrap: wrap;
}
.wordmark {
  font-family: var(--serif);
  font-size: 21px;
  letter-spacing: 0.01em;
  color: var(--ink);
}
.wordmark a { color: var(--ink); text-decoration: none; }
.wordmark .amp { color: var(--gold); font-style: italic; }
nav.main {
  display: flex;
  gap: 28px;
  font-family: var(--mono);
  font-size: 12.5px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}
nav.main a { color: var(--ink-soft); }
nav.main a:hover { color: var(--green); text-decoration: none; }
nav.main a[aria-current="page"] {
  color: var(--ink);
  border-bottom: 2px solid var(--gold);
  padding-bottom: 2px;
}

/* ---------- Hero ---------- */
.hero { padding: 88px 0 72px; text-align: center; }
.eyebrow {
  font-family: var(--mono);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.22em;
  color: var(--green);
  margin-bottom: 26px;
}
.hero h1 {
  font-family: var(--serif);
  font-weight: 400;
  font-size: clamp(34px, 5.6vw, 58px);
  line-height: 1.18;
  max-width: 17em;
  margin: 0 auto 22px;
}
.hero .sub {
  color: var(--ink-soft);
  max-width: 34em;
  margin: 0 auto 40px;
  font-size: 18px;
}

/* ---------- Forms & buttons ---------- */
.capture {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
  max-width: 520px;
  margin: 0 auto;
}
input[type="email"], input[type="text"], textarea, select {
  font-family: var(--sans);
  font-size: 16px;
  color: var(--ink);
  background: #FDFCF7;
  border: 1px solid var(--line);
  border-radius: 3px;
  padding: 13px 16px;
  width: 100%;
}
.capture input[type="email"] { flex: 1 1 260px; }
textarea { resize: vertical; min-height: 120px; }
input::placeholder, textarea::placeholder { color: #9A957F; }

.btn {
  font-family: var(--mono);
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  background: var(--green);
  color: var(--paper);
  border: none;
  border-radius: 3px;
  padding: 14px 26px;
  cursor: pointer;
  transition: background 120ms ease;
}
.btn:hover { background: var(--green-dark); }
.btn-ghost {
  background: transparent;
  color: var(--green);
  border: 1px solid var(--green);
}
.btn-ghost:hover { background: var(--green); color: var(--paper); }

.fineprint {
  font-family: var(--mono);
  font-size: 11.5px;
  color: var(--ink-soft);
  letter-spacing: 0.04em;
  margin-top: 16px;
}

/* ---------- Section scaffolding ---------- */
section.band { padding: 72px 0; }
section.band.tinted { background: var(--paper-deep); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.band-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}
h2 {
  font-family: var(--serif);
  font-weight: 400;
  font-size: 30px;
  line-height: 1.25;
}
.band-head .note {
  font-family: var(--mono);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--ink-soft);
}

/* ---------- Quote certificates ---------- */
.certs {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 22px;
}
.cert {
  background: #FDFCF7;
  border: 1px solid var(--line);
  border-radius: 2px;
  padding: 0;
  display: flex;
  flex-direction: column;
  box-shadow: inset 0 0 0 4px #FDFCF7, inset 0 0 0 5px var(--line);
}
.cert-head {
  font-family: var(--mono);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--ink-soft);
  border-bottom: 1px solid var(--line);
  padding: 12px 22px;
  display: flex;
  justify-content: space-between;
  gap: 10px;
}
.cert-head .no { color: var(--gold); }
.cert blockquote {
  font-family: var(--serif);
  font-style: italic;
  font-size: 19px;
  line-height: 1.5;
  padding: 26px 24px 20px;
  flex: 1;
}
.cert blockquote::before { content: "\201C"; color: var(--gold); margin-right: 2px; }
.cert blockquote::after { content: "\201D"; color: var(--gold); margin-left: 2px; }
.cert-foot {
  font-family: var(--mono);
  font-size: 11.5px;
  letter-spacing: 0.06em;
  color: var(--green);
  padding: 0 24px 22px;
}

/* ---------- Two-column prose ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 56px;
  align-items: start;
}
@media (max-width: 760px) { .split { grid-template-columns: 1fr; gap: 28px; } }
.split .lede {
  font-family: var(--serif);
  font-size: 24px;
  line-height: 1.4;
}
.prose p + p { margin-top: 1em; }
.prose .sig {
  font-family: var(--mono);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--ink-soft);
  margin-top: 1.6em;
}

/* ---------- Stat ledger (sponsors) ---------- */
.ledger {
  border-top: 3px double var(--gold);
  border-bottom: 3px double var(--gold);
  margin: 40px 0;
}
.ledger-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 16px;
  padding: 16px 4px;
  border-bottom: 1px solid var(--line);
}
.ledger-row:last-child { border-bottom: none; }
.ledger-row .k { font-family: var(--mono); font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.12em; color: var(--ink-soft); }
.ledger-row .v { font-family: var(--serif); font-size: 22px; }

/* ---------- Placement cards ---------- */
.placements { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 22px; }
.placement {
  background: #FDFCF7;
  border: 1px solid var(--line);
  border-radius: 2px;
  padding: 26px 24px;
}
.placement h3 { font-family: var(--serif); font-weight: 400; font-size: 21px; margin-bottom: 8px; }
.placement .price { font-family: var(--mono); font-size: 13px; color: var(--green); letter-spacing: 0.08em; margin-bottom: 12px; }
.placement p { font-size: 15.5px; color: var(--ink-soft); }

/* ---------- Forms (full page) ---------- */
.form-card {
  max-width: 640px;
  margin: 0 auto;
  background: #FDFCF7;
  border: 1px solid var(--line);
  border-radius: 2px;
  padding: 40px 36px;
  box-shadow: inset 0 0 0 4px #FDFCF7, inset 0 0 0 5px var(--line);
}
.field { margin-bottom: 22px; }
.field label {
  display: block;
  font-family: var(--mono);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--ink-soft);
  margin-bottom: 8px;
}
.field .hint { font-size: 13.5px; color: var(--ink-soft); margin-top: 6px; }

/* ---------- Footer ---------- */
footer.site {
  border-top: 3px double var(--gold);
  margin-top: 40px;
  padding: 44px 0 60px;
  background: var(--ink);
  color: #C9CDD6;
  font-size: 14.5px;
}
footer.site .wordmark { color: var(--paper); margin-bottom: 10px; }
footer.site nav { display: flex; gap: 22px; flex-wrap: wrap; margin: 18px 0; font-family: var(--mono); font-size: 12px; text-transform: uppercase; letter-spacing: 0.12em; }
footer.site nav a { color: #C9CDD6; }
footer.site nav a:hover { color: var(--paper); text-decoration: none; }
footer.site .legal { font-family: var(--mono); font-size: 11px; letter-spacing: 0.05em; color: #8B909C; max-width: 46em; line-height: 1.7; }

@media (max-width: 620px) {
  .hero { padding: 60px 0 52px; }
  section.band { padding: 52px 0; }
  .site-inner { padding: 20px 0; }
  nav.main { gap: 18px; }
}

/* ============================================================
   MERGE ADDITIONS — compliance annex, policy page, form fixes
   ============================================================ */

/* Fix: stacked forms were stretching inputs to fill the flex column */
.capture.stacked {
  flex-direction: column;
  align-items: stretch;
  max-width: 640px;
  gap: 14px;
  text-align: left;
}
.capture.stacked input,
.capture.stacked textarea,
.capture.stacked select { flex: 0 0 auto; width: 100%; }
.capture.stacked textarea { min-height: 110px; }
.capture.stacked .btn { align-self: flex-start; }

select {
  font-family: var(--sans);
  font-size: 16px;
  color: var(--ink);
  background: #FDFCF7;
  border: 1px solid var(--line);
  border-radius: 3px;
  padding: 13px 16px;
  width: 100%;
}

.field-pair { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 560px) { .field-pair { grid-template-columns: 1fr; gap: 0; } }

/* Consent / attestation line */
.attest {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 24px;
  padding: 16px 18px;
  background: var(--paper-deep);
  border-left: 2px solid var(--gold);
}
.attest input[type="checkbox"] {
  width: 16px; height: 16px; margin: 4px 0 0; flex: none; accent-color: var(--green);
}
.attest label {
  font-size: 14.5px; line-height: 1.55; color: var(--ink-soft);
  font-family: var(--sans); text-transform: none; letter-spacing: 0;
  margin: 0;
}

/* Notice block — house voice, used for policy and sponsor annex */
.notice {
  border-left: 2px solid var(--gold);
  background: var(--paper-deep);
  padding: 18px 22px;
  margin: 26px 0;
  font-size: 15.5px;
  line-height: 1.6;
  color: var(--ink-soft);
}
.notice strong { color: var(--ink); }

/* Numbered policy articles */
.articles { counter-reset: art; list-style: none; }
.articles > li {
  counter-increment: art;
  border-top: 1px solid var(--line);
  padding: 24px 0;
  display: grid;
  grid-template-columns: 3.5em 1fr;
  gap: 20px;
}
.articles > li:last-child { border-bottom: 1px solid var(--line); }
.articles > li::before {
  content: "ART. " counter(art);
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.1em;
  color: var(--gold);
  padding-top: 4px;
  white-space: nowrap;
}
.articles h3 {
  font-family: var(--serif); font-weight: 400; font-size: 20px;
  margin-bottom: 6px; line-height: 1.3;
}
.articles p { font-size: 15.5px; color: var(--ink-soft); }
.articles p + p { margin-top: 0.7em; }

/* Audience proof figures */
.proof { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; margin: 34px 0 10px; }
@media (max-width: 620px) { .proof { grid-template-columns: 1fr 1fr; gap: 20px; } }
.proof .n { font-family: var(--serif); font-size: clamp(26px, 3.4vw, 34px); line-height: 1; }
.proof .l { font-family: var(--mono); font-size: 11px; text-transform: uppercase; letter-spacing: 0.1em; color: var(--ink-soft); margin-top: 9px; line-height: 1.5; }

.source-note {
  font-family: var(--mono); font-size: 11px; letter-spacing: 0.04em;
  color: var(--ink-soft); line-height: 1.7; margin-top: 22px;
}

/* Two-up annex grid */
.annex { display: grid; grid-template-columns: 1fr 1fr; gap: 34px; margin-top: 8px; }
@media (max-width: 760px) { .annex { grid-template-columns: 1fr; gap: 26px; } }
.annex h3 {
  font-family: var(--mono); font-size: 12px; text-transform: uppercase;
  letter-spacing: 0.12em; color: var(--green); font-weight: 500; margin-bottom: 8px;
}
.annex p { font-size: 15.5px; color: var(--ink-soft); }

.rule-gold { border: 0; border-top: 3px double var(--gold); margin: 48px 0; }